Geoffrey Miller Solicitors

Insurance

Any person driving a motor vehicle is required to have at least third party insurance in place to drive that particular vehicle.

However, insurance cover is not always straightforward and many people prosecuted for this offence genuinely believed that they were covered by a certificate of insurance when they drove.

A phenomenon that has increased in frequency over the last 5 years is people facing prosecution fro causing or permitting someone else to drive their car without insurance. If convicted for this offence, you face the same penalty as if you had driven without insurance yourself.

If you supply details of a driver other than yourself in response to a Notice of Intended Prosecution (usually in speed camera or traffic light cases) you may find that the police may come back to you asking for proof of the driver’s insurance. This is quite common in cases where the driver you have named lives abroad.

Geoffrey Miller Solicitors have expertise in insurance matters and can carefully scrutinise insurance documents to determine whether you are insured. In some circumstances, we can challenge a motor insurer’s claim that you were not insured as many conditions of insurance are unlawful.

Driving without insurance is a serious offence and often carries a large fine and disqualification as the penalty. However, when a conviction is unavoidable, Geoffrey Miller Solicitors can offer representation with a view to ensuring that you keep your licence.

Punishment

Driving without insurance is punishable by way of a fine of up to £5000, discretionary disqualification or between 6 - 8 penalty points.

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